Well, at least I feel good about it. This is Employee Benefit News on health literacy.
Turns out something works in wellness. And it’s quite logical. Healthcare is the only line item where every full-time employee gets an unlimited budget. It’s also the only budget item for which employees get no training in how to spend it. The combination of a (mostly) blank check and (near) total ignorance creates the perfect storm for massive overspending. That of course is exactly what happens absent training in employee medical education.
Employees simply get too much healthcare, if they don’t pay the bills. Imagine if you only had to pay for 10% of your house, your car, your food. Would you buy more? Healthcare is the same way. The difference is that too much of it is bad for us…and we get way too much of it.
Your wellness vendor isn’t going to be much help here. They love screening the stuffing out of employees and then bragging about how many more tests they need to get.